Staxly

Convex vs Stripe

The reactive database where queries are TypeScript code
vs. Payments, subscriptions, fraud protection, and financial infrastructure

Convex websiteStripe website

Pricing tiers

Convex

Starter (Free)
Free with overage via usage-based billing. Great for prototypes.
Free
Professional
$25/developer/month. Overage: $2/M function calls. Daily backups, email support, custom domains.
$25/mo
Business / Enterprise
From $2,500/month. SAML/SSO, SLA, dedicated deployments, Slack Connect support.
$2500/mo
Convex website

Stripe

Payments (Pay-as-you-go)
Default pricing: 2.9% + 30¢ per domestic card transaction. No setup/monthly fees.
$0 base (usage-based)
Billing (Pay-as-you-go)
0.7% of billing volume (on top of payment fees). Stripe-hosted subscription + invoice management.
$0 base (usage-based)
Billing (Monthly plan)
Starting $620/month with 1-year contract. Discount on high volumes.
$620/mo
Enterprise / Custom
Volume discounts + IC+ pricing (interchange-plus) available at scale.
Custom
Stripe website

Free-tier quotas head-to-head

Comparing starter on Convex vs payments-payg on Stripe.

MetricConvexStripe
db storage gb0.5 GB
deployments40 deployments
egress gb month1 GB/month
file storage gb1 GB
function calls month1000000 calls/month
team members6 users

Features

Convex · 18 features

  • ActionsNon-deterministic functions for external I/O (fetch, AI APIs, email). Cannot rea
  • AuthenticationConvex Auth (built-in) or BYO provider (Clerk, Auth0, Kinde, WorkOS). ID tokens
  • Convex AgentsAI agent framework with durable memory, threads, tool use. Works with OpenAI / A
  • Convex AuthFirst-party auth library: passwords, magic links, OAuth, phone — stored in your
  • Convex ComponentsReusable backend modules (rate limiter, workflow, aggregate, action-retrier, etc
  • Cron JobsRecurring schedules defined in convex/crons.ts. UTC, cron-style patterns.
  • Durable WorkflowsLong-running multi-step workflows with retries and at-least-once guarantees.
  • Exception ReportingAuto-capture errors to Sentry, Axiom, Datadog.
  • File StorageUpload/download via storage API. Returns storage IDs referenced in documents.
  • Full-Text SearchBM25 search index on table fields. withSearchIndex query helper.
  • HTTP ActionsExpose public HTTP endpoints for webhooks, OAuth callbacks, third-party integrat
  • Log StreamsStream function logs to Axiom, Datadog, Sentry. Pro+.
  • MutationsTransactional write functions. All reads + writes in one mutation are ACID; conf
  • Preview DeploymentsEvery Git branch gets its own isolated deployment. Integrates with Vercel/Netlif
  • QueriesDeterministic read-only TS functions. Automatically cached and re-run when under
  • Real-Time SubscriptionsuseQuery auto-subscribes; server invalidates when data a query read changes. No
  • Schedulerschedule.after / schedule.at — enqueue functions to run later. Durable, survives
  • Vector SearchNative vector index on tables. withIndex + filter fields. Up to 4096 dims.

Stripe · 17 features

  • AtlasIncorporate a US Delaware C-Corp in minutes.
  • Billing (Subscriptions)Recurring invoices, trials, proration, metered billing, tax-included.
  • ClimateRoute % of revenue to carbon removal.
  • ConnectMulti-party payments for marketplaces/platforms. Express, Custom, Standard accou
  • Data PipelineNightly sync of Stripe data to your warehouse (Snowflake, Redshift, BigQuery, S3
  • IdentityDocument + selfie verification for KYC.
  • InvoicingOne-off invoices with hosted pages + reminders.
  • IssuingIssue virtual/physical cards programmatically.
  • PaymentsCore card + wallet (Apple Pay, Google Pay, Link) + bank payment processing.
  • Radar (Fraud)ML-based fraud detection. Teams tier for custom rules.
  • SigmaSQL analytics over your Stripe data.
  • Stripe CheckoutHosted prebuilt checkout page. Zero UI work.
  • Stripe ElementsPre-styled UI components for custom checkout flows.
  • Stripe TaxAuto-calc sales tax, VAT, GST across jurisdictions + reporting.
  • Terminal (In-Person)Card readers + SDKs for POS and mobile payments.
  • TreasuryEmbedded banking — accounts, ACH, issuing cards via platform.
  • WebhooksEvent notifications for all resource changes. Signed with webhook secret.

Developer interfaces

KindConvexStripe
CLIConvex CLIStripe CLI
SDKAndroid / Kotlin Client, iOS / Swift Client, JavaScript/TypeScript Client, Next.js Integration, Python Client, React Client (useQuery), Rust Client, Svelte Client, Vue Clientstripe-dotnet, stripe-go, stripe-java, stripe-js (client), stripe-node, stripe-php, stripe-python, @stripe/react-stripe-js, stripe-ruby
RESTDeploy / Dashboard API, HTTP ActionsStripe REST API
MCPStripe MCP
OTHERWebSocket SubscriptionsWebhook Events
Staxly is an independent catalog of developer platforms. Outbound links to Convex and Stripe are plain references to their official websites. Pricing is verified against vendor pages at publication time — reconfirm before buying.

Want this comparison in your AI agent's context? Install the free Staxly MCP server.