Staxly

Cursor vs GitHub Copilot: pricing, quotas & features (2026)

AI-native code editor — VS Code fork with deep AI integration
vs. AI pair programmer — the original AI coding assistant from GitHub/Microsoft

Data sourced from vendor documentation · Last updated June 2026

Cursor website ↗GitHub Copilot ↗

Summary

Cursor and GitHub Copilot are both ai-coding platforms, addressing the same core use case with different implementation philosophies and trade-offs. Both offer a free tier, making it easy to prototype without a credit card. GitHub Copilot's paid plans start at $10/month, lower than Cursor's entry point at $20/month. GitHub Copilot has a broader documented feature set (16 vs 15 features). Budget-sensitive teams will find GitHub Copilot easier to justify early on. All pricing and quota data below is sourced from Cursor and GitHub Copilot's official documentation — not generated by AI or estimated.

Cursor vs GitHub Copilot: Comparativa de precios, cuotas y características (2026)

En esta comparativa analizamos Cursor y GitHub Copilot lado a lado — incluyendo precios mensuales, límites del tier gratuito, características técnicas, cuotas de uso (almacenamiento, transferencia, usuarios activos mensuales) y los interfaces de desarrollo disponibles. Todos los datos proceden de la documentación oficial de cada proveedor, no de respuestas generadas por IA.

Cursor es una plataforma de la categoría ai-coding — AI-native code editor — VS Code fork with deep AI integration. Ofrece 6 tiers de precio: Hobby (Free) gratuito, Pro desde $20/mes, Teams desde $40/mes, Pro+ (Recommended) desde $60/mes. Su catálogo en Staxly documenta 15 características y 5 interfazes para desarrolladores.

GitHub Copilot pertenece a la categoría ai-coding — AI pair programmer — the original AI coding assistant from GitHub/Microsoft. Ofrece 5 tiers de precio: Free gratuito, Pro desde $10/mes, Pro+ desde $39/mes, Business (personalizado). Su catálogo documenta 16 características y 7 interfazes para desarrolladores.

A continuación encontrarás los tiers de precio completos de ambas plataformas, una matriz de cuotas del tier gratuito (transferencia, almacenamiento, MAU, llamadas a la API y otros límites), el listado completo de características y los interfaces (CLI, SDKs, REST, GraphQL, MCP) disponibles para integrar cada servicio.

¿Necesitas estos datos en tu agente de IA (Claude Code, Cursor, Zed)? Instala gratis el servidor MCP de Staxly y tendrás acceso estructurado a Cursor, GitHub Copilot y más de 130 plataformas para desarrolladores.

Pricing tiers

Cursor

Hobby (Free)
Free. Limited Agent requests + Tab completions. No credit card.
Free
Pro
$20/month. Extended Agent limits, frontier models, MCPs + skills + hooks, cloud agents.
$20/mo
Teams
$40/user/month. Shared chats + commands + rules, centralized billing, RBAC, SAML/OIDC SSO.
$40/mo
Pro+ (Recommended)
$60/month. Everything in Pro + 3x usage on OpenAI, Claude, Gemini.
$60/mo
Ultra
$200/month. 20x usage multiplier + priority access to new features.
$200/mo
Enterprise
Custom. Pooled usage, SCIM, AI code tracking API + audit logs, priority support.
Custom
Cursor website ↗

GitHub Copilot

Free
50 agent/chat requests + 2,000 completions/month. Haiku 4.5 + GPT-5-mini. Copilot CLI included.
Free
Pro
$10/user/mo. Unlimited agent + chat with GPT-5-mini, 300 premium requests, unlimited inline completions, Claude + Codex.
$10/mo
Pro+
$39/user/mo. 1,500 premium requests, Claude Opus 4.6, all models, GitHub Spark preview, third-party coding agent delegation.
$39/mo
Business
$19/user/mo (contact sales). Everything in Pro + organization license, audit logs, org policies, SSO.
Custom
Enterprise
$39/user/mo. IP indemnification, organization-wide knowledge bases, pull-request agents, fine-grained controls.
Custom
GitHub Copilot ↗

Free-tier quotas head-to-head

Comparing hobby on Cursor vs free on GitHub Copilot.

MetricCursorGitHub Copilot
No overlapping quota metrics for these tiers.

Features

Cursor · 15 features

  • .cursorrules / Project Rules — Custom system prompts per project to steer the AI.
  • Agent Mode — Autonomous multi-file editing + tool use. Runs terminal commands with confirmati…
  • Background Agents — Run agents in the cloud to tackle longer tasks async.
  • BugBot (PR reviews) — AI reviewer on GitHub PRs.
  • Chat (⌘L) — Conversational chat with codebase context.
  • Cmd-K Inline Edit — Highlight code + ⌘K → natural language edit instruction.
  • Codebase Indexing — Embedding-based semantic search over your codebase.
  • Composer — Multi-file edit sessions with full context.
  • MCP Support — Add Model Context Protocol servers to extend agent capabilities.
  • Privacy Mode — Data never used for training; zero-retention routing.
  • Skills & Hooks — User-defined skills library + lifecycle hooks.
  • Tab (multi-line completion) — Predictive completions including next-edit suggestions.
  • Team Shared Context — Share chats, commands, rules across team.
  • VS Code Extension Compat — Most VS Code extensions work via the marketplace.
  • YOLO Mode — Auto-approve all agent actions (for trusted workflows).

GitHub Copilot · 16 features

  • AI Commit Messages — Auto-generate commit messages from diffs.
  • Agent Mode — Multi-step autonomous edits with tool use. In VS Code.
  • Business Policies — Admin controls: disable chat, public code filter, audit logs.
  • Chat with Repos / Docs — @github mentions to reference repos, wikis, docs.
  • Copilot Chat — Sidebar chat inside editor with file context + /commands.
  • Copilot Code Review — AI reviewer on pull requests. Suggests changes inline.
  • Copilot Coding Agent — Background agent that implements issues + opens PRs.
  • Copilot in CLI — GitHub CLI + `gh copilot suggest` / `explain`.
  • GitHub Spark (Pro+) — No-code-style app builder inside Copilot.
  • Inline Completion — Ghost-text suggestions as you type. Tab to accept.
  • Knowledge Bases (Enterprise) — Index docs/repos as context for chat.
  • PR Summaries + Q&A — AI-generated PR descriptions + Q&A on changes.
  • Slash Commands — /explain, /fix, /tests, /docs, /simplify, /review.
  • Third-Party Agent Delegation (Pro+) — Delegate tasks to Devin, Jules, Claude Code agents.
  • Voice Chat (preview) — Talk to Copilot hands-free.
  • Workspace (Preview) — Full-repo task planning + execution.

Developer interfaces

KindCursorGitHub Copilot
CLICursor CLIGitHub Copilot CLI
REST—Copilot REST API
MCPCursor MCP support—
OTHERCursor Desktop App, Cursor Rules (.cursorrules), Privacy ModeCopilot Chat (Web), JetBrains Plugin, Neovim Plugin, VS Code Extension, Xcode Extension

Key takeaways

  • Both Cursor and GitHub Copilot offer a free tier — Cursor ("Hobby (Free)") and GitHub Copilot ("Free") — with no credit card required to start.
  • The entry-level paid plan is $20/month for Cursor (Pro) vs. $10/month for GitHub Copilot (Pro).
  • GitHub Copilot has a broader documented feature set (16 features) vs. Cursor (15 features) in Staxly's catalog.
  • Developer integrations differ: only Cursor offers MCP; only GitHub Copilot offers REST.
Staxly is an independent catalog of developer platforms. Some links to Cursor and GitHub Copilot may be affiliate links — Staxly may earn a commission if you sign up through them, at no extra cost to you. Pricing is verified against vendor pages at publication time — reconfirm before buying.

Want this comparison in your AI agent's context? Install the free Staxly MCP server.