Payload CMS vs Neon
TypeScript-first open-source headless CMS — code-first, config-driven
vs. Serverless Postgres with branching and bottomless storage
Pricing tiers
Payload CMS
Open Source (self-host)
MIT license. Run free on any Node host. Full admin + APIs.
$0 base (usage-based)
Cloud — Standard
$35/month. 3 GB DB storage, 30 GB file storage, 40 GB bandwidth.
$35/mo
Cloud — Pro
$199/month. Higher resources + priority support.
$199/mo
Cloud — Enterprise
Custom cloud hosting with dedicated support.
Custom
Neon
Free
100 projects, 0.5 GB storage + 100 CU-hours each. Great for prototypes and preview envs.
Free
Launch
Usage-based, no minimum. Small production workloads. $0.35/GB-month storage, $0.106/CU-hour.
$0 base (usage-based)
Scale
Usage-based, higher compute tier + faster instances ($0.222/CU-hour). Up to 30-day PITR, 1,000 projects.
$0 base (usage-based)
Business
Usage-based with 99.95% SLA, HIPAA available. Private networking $0.01/GB.
$0 base (usage-based)
Free-tier quotas head-to-head
Comparing oss on Payload CMS vs free on Neon.
| Metric | Payload CMS | Neon |
|---|---|---|
| branches per project | — | 10 branches |
| cu hours per project | — | 100 CU-hours/month |
| egress gb month | — | 5 GB/month |
| pitr retention hours | — | 6 hours |
| projects | — | 100 projects |
| storage gb per project | — | 0.5 GB |
| team members | — | 3 users |
Features
Payload CMS · 18 features
- Access Control — Function-based per-collection/field access rules.
- Admin UI — React admin — fully customizable components + views.
- Authentication — Built-in JWT + HTTP-only cookies + API keys.
- Blocks — Flexible page-builder pattern via block field.
- Collections — Schema-defined content types with fields, hooks, access control.
- Drafts & Versions — Version every change. Autosave, drafts, scheduled publish.
- Field Types — Rich field library: text, textarea, richText (Lexical), upload, relation, blocks…
- Form Builder Plugin — Dynamic forms with submissions storage.
- Globals — Single-instance documents (site settings, header, footer).
- GraphQL API (auto) — Full schema auto-generated.
- Hooks — Lifecycle hooks: beforeChange/Read/Delete, afterChange, etc.
- i18n — Multi-locale field values + admin UI translations.
- Live Preview — Side-by-side editor + iframe preview of Next.js site.
- Local API (zero latency) — Direct in-process data access. Ideal for Next.js server components.
- Multi-Tenancy Plugin — Multi-tenant content isolation via plugin.
- @payloadcms/plugin-seo — Built-in SEO meta fields.
- Plugins — Official + community plugins (SEO, Stripe, Form Builder, multi-tenant, etc.).
- REST API (auto) — Auto-generated REST endpoints for every collection.
Neon · 14 features
- Autoscaling — Compute scales CPU + memory between min and max CU in seconds based on load.
- Branching — Git-like DB branches: copy-on-write snapshots of data + schema. Instant, cheap. …
- Data API (REST) — PostgREST-compatible REST endpoint auto-generated from your schema. Uses Postgre…
- IP Allowlist — Restrict DB access to specific CIDRs. Launch+.
- Launchpad — One-click create-a-database link that can be embedded in OSS repos (DATABASE_URL…
- Logical Replication — Publish changes to Snowflake, BigQuery, Kafka, or other Postgres. Subscribe from…
- Monitoring — Built-in dashboards for CPU/RAM/connections/slow queries. Prometheus export on B…
- Neon Auth — Stack Auth integrated: users table auto-synced into your Postgres (public.users_…
- Point-in-Time Restore — Restore DB to any moment in the retention window (6h free → 30d Scale) via branc…
- Private Networking — AWS PrivateLink / VPC peering. Business plan.
- Read Replicas — Create a read-only compute endpoint on the same branch. Zero replication lag (re…
- Scale to Zero — Compute suspends when idle — no charge for compute while paused. Cold-start ~300…
- Schema Diff — Compare schema between branches — build PR checks and preview migrations safely.
- SQL over HTTP — Serverless driver lets you query Postgres over HTTPS — works in edge runtimes (V…
Developer interfaces
| Kind | Payload CMS | Neon |
|---|---|---|
| CLI | create-payload-app | Neon CLI |
| SDK | @payloadcms/next (Node) | @neondatabase/serverless |
| REST | Payload REST API | Management / Control Plane API, Neon Data API (REST), SQL over HTTP |
| GRAPHQL | Payload GraphQL API | — |
| MCP | — | Neon MCP Server |
| OTHER | Admin UI, Local API (Node.js direct) | Postgres Wire Protocol |
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