Polar vs Knock
Merchant of Record for devs — usage-based billing, MoR, 4% + 40¢
vs. Notifications-as-a-service: in-app feeds, email, push, SMS, chat via one API
Pricing tiers
Polar
Pay-as-you-go
4% + 40¢ per transaction. Cheapest Merchant-of-Record. No monthly or setup fees.
$0 base (usage-based)
Enterprise
Custom. Volume discounts for high-growth teams.
Custom
Knock
Developer
Free forever. 10K messages, 500 guide users, 500 AI credits/month.
$0 base (usage-based)
Starter
$250/mo. 50K messages, 2.5K guide users, 2K AI credits. Remove branding.
$250/mo
Enterprise
Custom pricing. White-label, i18n, data warehouse, Datadog, SCIM, SAML, HIPAA/BAA.
Custom
Free-tier quotas head-to-head
Comparing payg on Polar vs starter on Knock.
| Metric | Polar | Knock |
|---|---|---|
| guide users | — | 2500 users |
| guide users overage | — | $0.05/user USD/user |
| messages monthly | — | 50000 messages/mo |
| messages overage | — | $0.005/message USD/message |
Features
Polar · 15 features
- Customer Portal — Self-serve subscription management.
- Feature Flags — Simple flag mgmt tied to subscription tiers.
- Framework Adapters — Next.js, BetterAuth, TS, Python, Laravel, Ruby, 11+ more.
- Fraud Protection — Chargeback + fraud handling included.
- GitHub Sponsors Import — Import existing sponsors to Polar.
- Global Tax Compliance — VAT/GST/sales tax filed by Polar.
- Hosted Checkout — Polar-hosted + embeddable checkout.
- License Keys — Generate + validate license keys for software.
- Metering — Track API calls, tokens, custom units.
- One-off Purchases — Single purchases + digital downloads.
- Open-Source Backend — Full platform code on GitHub.
- Sandbox Environment — Test transactions without charging.
- Subscriptions — Tiered plans with upgrades/downgrades.
- Usage-Based Billing — Event ingestion → meter → invoice.
- Webhooks — Resource events with HMAC signatures.
Knock · 13 features
- AI Agents — Autonomous notification drafting & workflow generation.
- Batch + Digest — Group notifications into digests on schedule or window.
- Chat — Slack, Microsoft Teams, Discord.
- Email — Send via SendGrid/Postmark/Resend/Mailgun/AWS SES as relays.
- Guides — In-product messaging, announcements, modals, banners.
- i18n / Localization — Translate templates by user locale.
- In-App Feed — Notification inbox with React/Vue/iOS/Android drop-in components.
- Multi-tenancy — Per-tenant branding, preferences, quiet hours.
- Outbound Webhooks — Subscribe to delivery events.
- Preferences — User + tenant preference center with granular controls.
- Push — iOS (APNs), Android (FCM), Expo, Web Push.
- SMS — Twilio, MessageBird, Telnyx, Vonage as providers.
- Workflows — Visual notification orchestration (branch, batch, delay, throttle).
Developer interfaces
| Kind | Polar | Knock |
|---|---|---|
| CLI | — | Knock CLI |
| SDK | polar-sdk-python, @polar-sh/better-auth, @polar-sh/nextjs, @polar-sh/sdk | knockapi (Python), knockapi (Ruby), knock-elixir, knock-go, knock-java, @knocklabs/node, @knocklabs/react |
| REST | Polar REST API | Knock REST API |
| MCP | Polar MCP | Knock MCP Server |
| OTHER | Polar Checkout, Polar Webhooks | Outbound Webhooks |
Staxly is an independent catalog of developer platforms. Some links to Polar and Knock may be affiliate links — Staxly may earn a commission if you sign up through them, at no extra cost to you. Pricing is verified against vendor pages at publication time — reconfirm before buying.
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