Polar vs WorkOS
Merchant of Record for devs — usage-based billing, MoR, 4% + 40¢
vs. The modern identity platform for B2B SaaS
Pricing tiers
Polar
Pay-as-you-go
4% + 40¢ per transaction. Cheapest Merchant-of-Record. No monthly or setup fees.
$0 base (usage-based)
Enterprise
Custom. Volume discounts for high-growth teams.
Custom
WorkOS
AuthKit Free
First 1M MAUs free. Unlimited organizations, user management, social OAuth, passwordless.
Free
AuthKit Scale
Per 1M additional MAUs.
$2500/mo
Enterprise / Annual Credits
Custom with 99.99% SLA, guided migration, dedicated support.
Custom
Free-tier quotas head-to-head
Comparing payg on Polar vs authkit-free on WorkOS.
| Metric | Polar | WorkOS |
|---|---|---|
| mau included | — | 1000000 users/month |
| organizations | — | unlimited orgs |
| staging environments | — | free envs |
Features
Polar · 15 features
- Customer Portal — Self-serve subscription management.
- Feature Flags — Simple flag mgmt tied to subscription tiers.
- Framework Adapters — Next.js, BetterAuth, TS, Python, Laravel, Ruby, 11+ more.
- Fraud Protection — Chargeback + fraud handling included.
- GitHub Sponsors Import — Import existing sponsors to Polar.
- Global Tax Compliance — VAT/GST/sales tax filed by Polar.
- Hosted Checkout — Polar-hosted + embeddable checkout.
- License Keys — Generate + validate license keys for software.
- Metering — Track API calls, tokens, custom units.
- One-off Purchases — Single purchases + digital downloads.
- Open-Source Backend — Full platform code on GitHub.
- Sandbox Environment — Test transactions without charging.
- Subscriptions — Tiered plans with upgrades/downgrades.
- Usage-Based Billing — Event ingestion → meter → invoice.
- Webhooks — Resource events with HMAC signatures.
WorkOS · 13 features
- Audit Logs — Standardized audit log pipeline with streaming to SIEMs (Splunk, Datadog, Sumo L…
- AuthKit — Complete drop-in user management UI + hosted auth flows. Built on top of WorkOS.
- Directory Sync — SCIM-based user provisioning/deprovisioning from Okta, Azure AD, Google Workspac…
- FGA (WorkOS) — Fine-grained authorization based on Google Zanzibar / OpenFGA.
- Magic Auth — Passwordless email codes + links. Good alternative to password auth for B2B.
- Multi-Factor Auth — TOTP + SMS MFA enrollment and verification APIs.
- Organizations — Multi-tenant B2B primitive. Attach SSO/Directory/Audit to specific customer orgs…
- Passkeys — WebAuthn passkeys as a first-class factor.
- Radar — Fraud protection: device fingerprinting + risk scoring at signup and login.
- Single Sign-On — Plug-and-play SAML 2.0 + OIDC SSO with 30+ identity providers pre-mapped.
- User Management — REST API + webhooks for user CRUD, email verification, sessions, MFA, metadata.
- Vault — Secret storage for tokens + per-tenant credentials.
- Widgets — Embeddable admin portals (SSO setup, directory mapping) that your customers self…
Developer interfaces
| Kind | Polar | WorkOS |
|---|---|---|
| SDK | polar-sdk-python, @polar-sh/better-auth, @polar-sh/nextjs, @polar-sh/sdk | workos-go, @workos-inc/authkit-nextjs, workos-java, workos-node, workos-php, workos-python, workos-ruby |
| REST | Polar REST API | WorkOS REST API |
| MCP | Polar MCP | — |
| OTHER | Polar Checkout, Polar Webhooks | Webhooks |
Staxly is an independent catalog of developer platforms. Outbound links to Polar and WorkOS are plain references to their official websites. Pricing is verified against vendor pages at publication time — reconfirm before buying.
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