Retool vs Payload CMS
The low-code platform for internal tools, workflows, and AI agents
vs. TypeScript-first open-source headless CMS — code-first, config-driven
Pricing tiers
Retool
Free
$0. Up to 5 users. Unlimited apps + mobile. 500 workflow runs/month. 5GB DB + storage. 20 hrs/mo Agents.
Free
Team
$10/builder/mo + $5/internal user/mo. 5k workflow runs. Staging env. App releases.
$10/mo
Business
$50/builder/mo + $15/internal user/mo. Audit logs, rich permissions, portals, embedded apps, external user pricing.
$50/mo
Enterprise
Custom. SAML/OIDC SSO, source control, error monitoring, full white-labeling, volume discounts.
Custom
Payload CMS
Open Source (self-host)
MIT license. Run free on any Node host. Full admin + APIs.
$0 base (usage-based)
Cloud — Standard
$35/month. 3 GB DB storage, 30 GB file storage, 40 GB bandwidth.
$35/mo
Cloud — Pro
$199/month. Higher resources + priority support.
$199/mo
Cloud — Enterprise
Custom cloud hosting with dedicated support.
Custom
Free-tier quotas head-to-head
Comparing free on Retool vs oss on Payload CMS.
| Metric | Retool | Payload CMS |
|---|---|---|
| No overlapping quota metrics for these tiers. | ||
Features
Retool · 14 features
- Apps (Web + Mobile) — Drag-drop UI builder with 100+ components.
- Audit Logs — Track every user action.
- Custom JavaScript — Write JS anywhere in app logic.
- MCP Support — Expose Retool workflows to AI agents.
- Modules — Reusable component bundles.
- Retool Agents — AI agents that use Retool queries + apps as tools.
- Retool Database — Managed Postgres with GUI + collab.
- Retool Embed — Embed apps into your SaaS.
- Retool Forms — Public forms that write to DBs.
- Retool Portals — External-facing apps for customers.
- SAML/OIDC SSO (Ent) — Enterprise auth.
- Source Control (Ent) — Git-backed version control for apps.
- White-labeling (Ent) — Full brand customization.
- Workflows — Cron + webhook-triggered automations with branching.
Payload CMS · 18 features
- Access Control — Function-based per-collection/field access rules.
- Admin UI — React admin — fully customizable components + views.
- Authentication — Built-in JWT + HTTP-only cookies + API keys.
- Blocks — Flexible page-builder pattern via block field.
- Collections — Schema-defined content types with fields, hooks, access control.
- Drafts & Versions — Version every change. Autosave, drafts, scheduled publish.
- Field Types — Rich field library: text, textarea, richText (Lexical), upload, relation, blocks…
- Form Builder Plugin — Dynamic forms with submissions storage.
- Globals — Single-instance documents (site settings, header, footer).
- GraphQL API (auto) — Full schema auto-generated.
- Hooks — Lifecycle hooks: beforeChange/Read/Delete, afterChange, etc.
- i18n — Multi-locale field values + admin UI translations.
- Live Preview — Side-by-side editor + iframe preview of Next.js site.
- Local API (zero latency) — Direct in-process data access. Ideal for Next.js server components.
- Multi-Tenancy Plugin — Multi-tenant content isolation via plugin.
- @payloadcms/plugin-seo — Built-in SEO meta fields.
- Plugins — Official + community plugins (SEO, Stripe, Form Builder, multi-tenant, etc.).
- REST API (auto) — Auto-generated REST endpoints for every collection.
Developer interfaces
| Kind | Retool | Payload CMS |
|---|---|---|
| CLI | — | create-payload-app |
| SDK | — | @payloadcms/next (Node) |
| REST | Retool REST API (Workflows) | Payload REST API |
| GRAPHQL | — | Payload GraphQL API |
| MCP | Retool MCP | — |
| OTHER | Retool Database, Retool Editor, Self-Hosted (on-prem) | Admin UI, Local API (Node.js direct) |
Staxly is an independent catalog of developer platforms. Some links to Retool and Payload CMS may be affiliate links — Staxly may earn a commission if you sign up through them, at no extra cost to you. Pricing is verified against vendor pages at publication time — reconfirm before buying.
Want this comparison in your AI agent's context? Install the free Staxly MCP server.