Stytch vs Paddle
Authentication platform for B2C and B2B
vs. Merchant of Record for SaaS — global tax, billing, checkout in one
Pricing tiers
Stytch
Free
10,000 MAU. Unlimited orgs. 5 SSO/SCIM connections. 1,000 M2M tokens. 10,000 fraud fingerprints. Full auth suite.
Free
Pay as you go
Usage-based after free allowances. Volume discounts for high MAU.
$0 base (usage-based)
Enterprise
Custom. 99.99% SLA, private Slack, migration assistance, HIPAA/BAA.
Custom
Paddle
Pay-as-you-go
5% + 50¢ per Checkout transaction. No monthly fee. All-inclusive (tax, fraud, support).
$0 base (usage-based)
Enterprise
Custom rates for high-volume. Dedicated success. Custom migration + implementation.
Custom
Invoicing (<$10 products)
Custom pricing for invoicing / products under $10.
Custom
Free-tier quotas head-to-head
Comparing free on Stytch vs payg on Paddle.
| Metric | Stytch | Paddle |
|---|---|---|
| fraud fingerprints included | 10000 fingerprints/month | — |
| m2m tokens included | 1000 tokens | — |
| mau included | 10000 users/month | — |
| organizations | unlimited orgs | — |
| sso connections included | 5 conns | — |
Features
Stytch · 15 features
- B2B Auth — Multi-tenant auth: organizations, roles, JIT provisioning, enterprise SSO, SCIM.
- B2C Auth — Consumer auth: passwordless (magic links, OTP), passwords, OAuth, passkeys, WebA…
- Device Fingerprinting — Fingerprint devices at signup/login. Block bots, credential stuffing, and ATO at…
- Device-Fingerprint Risk API — Real-time risk scoring API usable even without full auth.
- Enterprise SSO (OIDC) — OIDC SSO per organization.
- Enterprise SSO (SAML) — SAML 2.0 SSO per organization. Self-serve admin portal.
- JIT Provisioning — Auto-create users in an org on first SSO sign-in.
- Machine-to-Machine — Client-credentials OAuth for service-to-service.
- OAuth / Social — Google, Apple, Microsoft, GitHub, Slack, Discord, Facebook, LinkedIn, Amazon, Bi…
- Organizations — Multi-tenant primitive with policies per org.
- Passkeys (WebAuthn) — FIDO2 passkey enrollment and authentication.
- Passwordless — Magic links (email) + OTP (email/SMS/WhatsApp) + embeddable magic links.
- RBAC — Roles and permissions per organization (B2B).
- SCIM Provisioning — Directory user/group provisioning from Okta, Azure, Google Workspace.
- Sessions — JWT or opaque session tokens. Configurable lifetime.
Paddle · 12 features
- Affiliates (Rewardful partnership) — Affiliate tracking (via partner).
- Customer Portal — Self-service subscription management.
- Fraud Protection — ML + human review. Paddle absorbs chargebacks.
- Global Tax Compliance — Automatic VAT/GST/sales tax calc + remittance + filing.
- One-time Sales — Perpetual license sales, single purchases.
- Paddle Checkout — Hosted or overlay checkout. Localized + fraud-protected.
- Paddle Retain — Revenue recovery + cancel flows (acquired Retain).
- ProfitWell Analytics — Included subscription analytics (acquired ProfitWell).
- Self-Serve Invoices — B2B invoicing with custom POs.
- Smart Dunning — Retry logic + email sequences for failed payments.
- Subscriptions — Full lifecycle: trials, changes, cancellations, recovery.
- Webhooks — Standard resource events with HMAC signing.
Developer interfaces
| Kind | Stytch | Paddle |
|---|---|---|
| SDK | Android SDK, Go backend SDK, iOS SDK, Java backend SDK, JavaScript SDK, Next.js SDK, Node backend SDK, Python backend SDK, React SDK, Ruby backend SDK | Paddle.js, @paddle/paddle-node-sdk, paddle-python |
| REST | B2B API, B2C API | Paddle Billing API |
| OTHER | — | Paddle Checkout, Paddle Webhooks |
Staxly is an independent catalog of developer platforms. Some links to Stytch and Paddle may be affiliate links — Staxly may earn a commission if you sign up through them, at no extra cost to you. Pricing is verified against vendor pages at publication time — reconfirm before buying.
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