Windsurf vs Cursor
Agentic IDE (formerly Codeium) — Cascade AI flow + SWE-1.5 model
vs. AI-native code editor — VS Code fork with deep AI integration
Pricing tiers
Windsurf
Free
Daily + weekly refresh of basic quota. Includes SWE-1.5 + Cascade (limited) + Tab.
Free
Light
Unlimited with daily + weekly refresh. Free higher quota tier.
$0 base (usage-based)
Pro
$20/month. All premium models. Fast Context. Usage billed at API price.
$20/mo
Teams
$40/user/month. Team + admin dashboard + RBAC.
$40/mo
Max
$200/month. Unlimited + all features.
$200/mo
Enterprise
Custom. Unlimited + SSO + SOC 2 + on-prem option.
Custom
Cursor
Hobby (Free)
Free. Limited Agent requests + Tab completions. No credit card.
Free
Pro
$20/month. Extended Agent limits, frontier models, MCPs + skills + hooks, cloud agents.
$20/mo
Teams
$40/user/month. Shared chats + commands + rules, centralized billing, RBAC, SAML/OIDC SSO.
$40/mo
Pro+ (Recommended)
$60/month. Everything in Pro + 3x usage on OpenAI, Claude, Gemini.
$60/mo
Ultra
$200/month. 20x usage multiplier + priority access to new features.
$200/mo
Enterprise
Custom. Pooled usage, SCIM, AI code tracking API + audit logs, priority support.
Custom
Free-tier quotas head-to-head
Comparing free on Windsurf vs hobby on Cursor.
| Metric | Windsurf | Cursor |
|---|---|---|
| No overlapping quota metrics for these tiers. | ||
Features
Windsurf · 13 features
- Bring Your Own Key — Use your OpenAI/Anthropic/Azure keys to bypass quotas.
- Cascade — AI agent flow with read/write tool use across files.
- Chat Panel — Sidebar chat with codebase context.
- Command (inline edit) — Ctrl/Cmd+I → natural language edits.
- Deploys — One-click deployment to Netlify + custom targets.
- Fast Context — Optimized context retrieval engine for codebase queries.
- Image Input — Drag screenshots into chat for context.
- MCP Support — Hook MCP servers for extended tools.
- Memories — Persistent notes Cascade can refer to.
- Previews — Live preview pane inside IDE for web apps.
- Tab Completions — Next-edit + inline completions, multi-cursor aware.
- Terminal Integration — Cascade reads + writes terminal. Confirms risky ops.
- .windsurfrules — Project-level system prompts.
Cursor · 15 features
- Agent Mode — Autonomous multi-file editing + tool use. Runs terminal commands with confirmati…
- Background Agents — Run agents in the cloud to tackle longer tasks async.
- BugBot (PR reviews) — AI reviewer on GitHub PRs.
- Chat (⌘L) — Conversational chat with codebase context.
- Cmd-K Inline Edit — Highlight code + ⌘K → natural language edit instruction.
- Codebase Indexing — Embedding-based semantic search over your codebase.
- Composer — Multi-file edit sessions with full context.
- .cursorrules / Project Rules — Custom system prompts per project to steer the AI.
- MCP Support — Add Model Context Protocol servers to extend agent capabilities.
- Privacy Mode — Data never used for training; zero-retention routing.
- Skills & Hooks — User-defined skills library + lifecycle hooks.
- Tab (multi-line completion) — Predictive completions including next-edit suggestions.
- Team Shared Context — Share chats, commands, rules across team.
- VS Code Extension Compat — Most VS Code extensions work via the marketplace.
- YOLO Mode — Auto-approve all agent actions (for trusted workflows).
Developer interfaces
| Kind | Windsurf | Cursor |
|---|---|---|
| CLI | Windsurf CLI | Cursor CLI |
| MCP | MCP Support | Cursor MCP support |
| OTHER | JetBrains / Xcode / Eclipse / Neovim Plugins, Windsurf Desktop App, .windsurfrules | Cursor Desktop App, Cursor Rules (.cursorrules), Privacy Mode |
Staxly is an independent catalog of developer platforms. Outbound links to Windsurf and Cursor are plain references to their official websites. Pricing is verified against vendor pages at publication time — reconfirm before buying.
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