Staxly

WorkOS vs Payload CMS

The modern identity platform for B2B SaaS
vs. TypeScript-first open-source headless CMS — code-first, config-driven

WorkOS websitePayload CMS website

Pricing tiers

WorkOS

AuthKit Free
First 1M MAUs free. Unlimited organizations, user management, social OAuth, passwordless.
Free
AuthKit Scale
Per 1M additional MAUs.
$2500/mo
Enterprise / Annual Credits
Custom with 99.99% SLA, guided migration, dedicated support.
Custom
WorkOS website

Payload CMS

Open Source (self-host)
MIT license. Run free on any Node host. Full admin + APIs.
$0 base (usage-based)
Cloud — Standard
$35/month. 3 GB DB storage, 30 GB file storage, 40 GB bandwidth.
$35/mo
Cloud — Pro
$199/month. Higher resources + priority support.
$199/mo
Cloud — Enterprise
Custom cloud hosting with dedicated support.
Custom
Payload CMS website

Free-tier quotas head-to-head

Comparing authkit-free on WorkOS vs oss on Payload CMS.

MetricWorkOSPayload CMS
mau included1000000 users/month
organizationsunlimited orgs
staging environmentsfree envs

Features

WorkOS · 13 features

  • Audit LogsStandardized audit log pipeline with streaming to SIEMs (Splunk, Datadog, Sumo L
  • AuthKitComplete drop-in user management UI + hosted auth flows. Built on top of WorkOS.
  • Directory SyncSCIM-based user provisioning/deprovisioning from Okta, Azure AD, Google Workspac
  • FGA (WorkOS)Fine-grained authorization based on Google Zanzibar / OpenFGA.
  • Magic AuthPasswordless email codes + links. Good alternative to password auth for B2B.
  • Multi-Factor AuthTOTP + SMS MFA enrollment and verification APIs.
  • OrganizationsMulti-tenant B2B primitive. Attach SSO/Directory/Audit to specific customer orgs
  • PasskeysWebAuthn passkeys as a first-class factor.
  • RadarFraud protection: device fingerprinting + risk scoring at signup and login.
  • Single Sign-OnPlug-and-play SAML 2.0 + OIDC SSO with 30+ identity providers pre-mapped.
  • User ManagementREST API + webhooks for user CRUD, email verification, sessions, MFA, metadata.
  • VaultSecret storage for tokens + per-tenant credentials.
  • WidgetsEmbeddable admin portals (SSO setup, directory mapping) that your customers self

Payload CMS · 18 features

  • Access ControlFunction-based per-collection/field access rules.
  • Admin UIReact admin — fully customizable components + views.
  • AuthenticationBuilt-in JWT + HTTP-only cookies + API keys.
  • BlocksFlexible page-builder pattern via block field.
  • CollectionsSchema-defined content types with fields, hooks, access control.
  • Drafts & VersionsVersion every change. Autosave, drafts, scheduled publish.
  • Field TypesRich field library: text, textarea, richText (Lexical), upload, relation, blocks
  • Form Builder PluginDynamic forms with submissions storage.
  • GlobalsSingle-instance documents (site settings, header, footer).
  • GraphQL API (auto)Full schema auto-generated.
  • HooksLifecycle hooks: beforeChange/Read/Delete, afterChange, etc.
  • i18nMulti-locale field values + admin UI translations.
  • Live PreviewSide-by-side editor + iframe preview of Next.js site.
  • Local API (zero latency)Direct in-process data access. Ideal for Next.js server components.
  • Multi-Tenancy PluginMulti-tenant content isolation via plugin.
  • @payloadcms/plugin-seoBuilt-in SEO meta fields.
  • PluginsOfficial + community plugins (SEO, Stripe, Form Builder, multi-tenant, etc.).
  • REST API (auto)Auto-generated REST endpoints for every collection.

Developer interfaces

KindWorkOSPayload CMS
CLIcreate-payload-app
SDKworkos-go, @workos-inc/authkit-nextjs, workos-java, workos-node, workos-php, workos-python, workos-ruby@payloadcms/next (Node)
RESTWorkOS REST APIPayload REST API
GRAPHQLPayload GraphQL API
OTHERWebhooksAdmin UI, Local API (Node.js direct)
Staxly is an independent catalog of developer platforms. Some links to WorkOS and Payload CMS may be affiliate links — Staxly may earn a commission if you sign up through them, at no extra cost to you. Pricing is verified against vendor pages at publication time — reconfirm before buying.

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